Best Credit Cards for Travel Physical Therapists

Top Credit Cards with Travel Rewards

1. Chase Freedom Unlimited (Best beginner card)
Benefits:

• 1.5% unlimited cash back on all purchases

• 3% cash back on dining and drugstore purchases

• $200 sign-up bonus after meeting minimum spend

• No annual fee

• Easy approval odds, great for building credit

LINK: https://www.referyourchasecard.com/18A/D7Z4CZGOQW

2. Chase Sapphire Preferred (Best overall travel card)
Benefits:

• 60,000-point sign-up bonus – Worth $750+

• 5x points on travel through Chase Travel; 2x on dining & all other travel.

• $50 hotel credit annually

• Comprehensive travel protections

• Points transfer to top airline & hotel partners at 1:1 ratio.

LINK: https://www.referyourchasecard.com/19s/ZGUXTFJ643

3. Hilton Honors American Express Surpass

(Best hotel travel card)
Benefits:

• 130,000-point sign up bonus

• 12x points at Hilton hotels

• 6x points at U.S. restaurants, supermarkets & gas stations

• $200 annual Hilton credit

• Automatic Hilton Gold status – room upgrades, late checkout, free breakfast, and more

LINK: https://americanexpress.com/en-us/referral/hilton-honors?ref=MASONBMbaJ&XL=MIANS

4. Southwest Rapid Rewards Priority

(Best airline travel card)
Benefits:

• 50,000 points intro bonus

• 7,500 anniversary points each year

• $75 annual Southwest travel credit

• 4 Upgraded Boardings per year (A1–A15)

• 3x points on Southwest purchases

LINK: https://www.referyourchasecard.com/226m/9JDEHTJRJN

5. Chase ink business unlimited

(Best business travel card)
Benefits:

• 75,000-point sign-up bonus – Worth $937+ in travel rewards

• 1.5% cash back on all purchases.

• 0% intro APR for 12 months on purchases.

• No annual fee

• Flexible redemption options

LINK: https://www.referyourchasecard.com/21t/912ZQOWYEX

Credit Card Sign-Up Bonus Tips

• Watch the Clock: Most bonuses expire in 3–6 months. Don’t miss the deadline—check for a tracker in your card’s app.

• Hit the Spend Goal: Use the card for everyday purchases to meet the bonus requirement—without overspending. Plan it out!

• Pay Statement Balance in Full: Interest charges can cancel out your bonus. Always pay on time and in full.

• Read the Fine Print: Know the terms—some bonuses are once per lifetime or limited to new customers.

• Consider the Annual Fee: A fee might be worth it if the bonus outweighs the cost. Do the math and decide if it makes sense.